Annual Reports
HCCI’s Health Care Cost and Utilization Reports

Yearly reviews of spending, price and utilization trends for commercially-insured Americans. Learn more about our methodology, definitions, and other resources.

2014 Health Care Cost and Utilization Report

The 2014 Health Care Cost and Utilization Report tracks changes in health care prices, utilization, and spending for people younger than 65 covered by employer-sponsored health insurance (ESI). The 2014 Health Care Cost and Utilization Report shows that spending per privately insured person grew 3.4% in 2014, with more dollars going to brand-name drugs than in prior years.  

Key Findings

    • Health care spending averaged $4,967 per individual in 2014, up $163 from the year before.
    • Spending on brand prescriptions jumped by $45 per capita in 2014, despite a nearly 16 percent decrease in use. Hepatitis C antiviral drugs (Harvoni, Olysio, and Sovaldi) accounted for $29.40 of the $45 increase.
    • Use of health care services continued to fall in 2014, while prices for all categories of services rose.
    • Consumers spent an average of $810 per person out of pocket—a 2.2 percent increase over 2013.
    • Every year between 2010 and 2014, out-of-pocket spending by women was higher than that by men.