HCCI’s annual reports examine year-over-year and 5-year cumulative trends in health care spending for individuals with employer-sponsored insurance, segmented by health care service category. Downloadable tables and interactive tools allow for further exploration of the data that power these reports.
This year’s report (2017–2021) found that average annual health care spending for people with employer-sponsored insurance spending increased to $6,467 in 2021 from $5,630 in 2020. Per person health care spending increased 15% in 2021, following a 4% decrease in 2020, the first year of the COVID-19 pandemic.
In collaboration with the Health Care Cost Institute (HCCI), The Society of Actuaries has put together a data extract for practicing health actuaries to better understand historical trends and cost disruptors. This data extract contains commercial health care cost and utilization metrics broken out by various service categories and demographics. This data spans from 2009–2015. Commercial policies include Individual, Small Group and Large Group Insured and Self Insured Major Medical policies. They exclude Stoploss, Medicare Advantage, Medicare Supplement, and Supplemental policies.